Steven Badger Quoted in Hawaii Civil Beat: Hospitality Industry Pushing for Insurers to Pay Business Interruption Claims
April 8, 2020Steven Badger, a partner in the Dallas office of Zelle, was quoted in Hawaii Civil Beat for an article titled “Hawaii Businesses Affected By COVID-19 Could Face Tough Fights With Insurers.”
According to Badger, determining whether the insurance coverage is triggered generally requires a three-part analysis. The first question is whether the policy has an exclusion for viruses, the second question is two-fold: is the virus present, and if so, did the virus cause tangible damage to the property?; and the third is whether there is coverage under the civil authority policy language.
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