Zelle Coronavirus Resource Center
For over three decades, Zelle LLP has been at the forefront of addressing the legal issues faced by our commercial property insurance clients in emerging risk exposures. These risk exposures have included numerous hurricanes, the 911 Terrorist Attack, Y2K, mold, hail, and others. For the first time, a global pandemic presents a potential major exposure to our clients. While still too early to fully understand and evaluate the magnitude of the coronavirus exposure to our clients, Zelle LLP is already working to collect information and preparing to assist our clients with the inevitable coming influx of coronavirus related claims and resulting litigation.
As we have with past emerging risk exposures, Zelle will be keeping our clients and industry friends up to date with all the latest information relevant to the coronavirus risk exposure.
The Council of State Governments is the best resource we have identified to locate all types of government orders. Their website is: https://web.csg.org/covid19/executive-orders/. Additionally, Partner Engineering has an excellent listing of government orders having an impact on construction and other issues: https://www.partneresi.com/services/COVID-19-Risk-Management-%2526-Response/covid-19-construction-impacts
The following links break down the various government orders by category, including additional county and city civil authority orders.
- Representative Civil Authority Orders
- Insurance Department Orders
- State and Local Legislation and Regulation
White Papers:
"COVID-19 Insurance Issues To Watch In Civil Law Countries," Insurance Law360, March 2, 2021, by Miguel Torres and José Umbert
"The Financial Conduct Authority v. Arch and Others [2021] UKSC 1 (“the FCA Test Case”)," January 26, 2021, by Darren Thompson, Deepa Sutherland and Jason Reeves
"Spa Virus Coverage Ruling Misses The Mark," Insurance Law360, January 11, 2021, by George E. Reede, Jr.
"How Insurers Can Prepare For Hurricanes During A Pandemic," Insurance Law360, June 3, 2020, by Christine Renella and William Zieden-Weber
"Class Certification Issues in Coronavirus-Related Commercial Property Insurance Litigation," by James R. Martin and Shannon M. O'Malley, April 10, 2020
"The Impact Of The Coronavirus On The Entertainment Insurance Industry—Preliminary Issues To Consider In The Adjustment Of Claims," by Isabella Stankowski-Booker and Jonathan MacBride, April 6, 2020
"Civil Authority Coverage for Coronavirus Claims," by Jonathan MacBride, March 29, 2020
"Commercial Property Insurance Coverage and Coronavirus," by Shannon O'Malley, March 11, 2020
Recent News:
Steven Badger Quoted in Claims Journal: Uptick in COVID-Related Business Interruption Lawsuits, April 8, 2021
Shannon O’Malley Quoted in Insurance Law360: Courts Side With Insurers in Most COVID-19 Business Interruption Coverage Disputes, March 8, 2021
Steven Badger Quoted in Claims Journal: New Protocols Aim to Streamline Discovery in COVID Business-Interruption Lawsuits, February 12, 2021
Steven Badger Quoted on Bloomberg Businessweek: U.S. Businesses Are Fighting Insurers in the Biggest Legal Battle of the Pandemic, November 2, 2020
Steven Badger Quoted in Claims Journal re: Insurers’ Early Wins in COVID-19 Business-Interruption Suits, October 1, 2020
Steven Badger Insurance Law360 Interview: Untangling COVID-19 Coverage Cases, June 2, 2020
Steven Badger quoted in Texas Lawyer: Insurance Industry Response to the Influx of COVID Litigation, June 1, 2020
Steven Badger Named to IAALS Working Group to Develop Initial Discovery Protocols for COVID-19 Insurance Litigation, May 27, 2020
Steven Badger Quoted in Claims Journal Opposing Federal MDL For COVID-19 Business Interruption Lawsuits, May 22, 2020
Steven Badger Quoted in Claims Journal: Emergency Orders May not be the Ammo Plaintiffs Hoped for in Business-Interruption Suits, May 14, 2020
James Robertson Martin Quoted in Reuters: Race is on to lead business interruption insurance litigation, April 22, 2020
Steven Badger Quoted in Reuters: COVID-19 response ‘could bankrupt the insurance industry’, April 15, 2020
Steven Badger Quoted on Eater.com: Legal Battle Begins Over Restaurant Business Interruption Claims, April 10, 2020
Steven Badger on WGN Radio – Chicago: COVID-19 Commercial Property Insurance Coverage, April 9, 2020
Shannon O’Malley Quoted on AARP Website: Insurance Coverage and the Coronavirus, April 8, 2020
Steven Badger Quoted in Hawaii Civil Beat: Hospitality Industry Pushing for Insurers to Pay Business Interruption Claims, April 8, 2020
Steven Badger Quoted - Attorneys at Odds Over Whether Insurance Covers Coronavirus Relief, April 1, 2020
Shannon O'Malley White Paper Referenced in CNN Business Article: French Laundry Restaurateur Thomas Keller Sues Insurer for Coronavirus Losses, March 28, 2020
Steven Badger Quoted in AM Best: Despite Questions of Coverage, Insurers Could Still Be Hit With Litigation Costs, March 27, 2020
Shannon O'Malley White Paper Referenced in Claims Journal article: Another Restaurant Files Suit to Force Coverage for Virus Shutdown, March 27, 2020
Steven Badger quoted: Insurance fight looms over coronavirus business interruption, March 25, 2020
Shannon O'Malley White Paper Referenced in Insurance Journal Commentary: Does Business Income Insurance Cover Coronavirus Shutdowns?, March 24, 2020
Steven Badger Quoted in Insurance Journal: Restaurant Suit Tests Business Interruption Insurance for Coronavirus Shutdowns, March 19, 2020
Shannon O’Malley Quoted in Insurance Law360 - Coronavirus 'Civil Authority' Coverage May Hinge On Science, March 18, 2020 (subscription required)
Shannon O’Malley Quoted in Insurance Law360 - New Orleans Restaurant Seeks Coronavirus Closure Coverage, March 17, 2020 (subscription required)
Webinars:
Square Peg/Round Hole – Why COVID-19 Coverage Disputes Don’t Fit the Template for Class Actions and MDLs, April 28, 2020
Civil Authority Coverage for Coronavirus Claims, April 21, 2020
Construction Delays and Coronavirus, April 16, 2020
Coronavirus and Event Cancellation Policies—Coverage Issues and Outlook, April 15, 2020
Time Element Measurement Issues - Coronavirus, April 14, 2020
How will EPLI Policies Respond to Coronavirus Claims?, April 9, 2020
Do CGL Policies Provide Coverage for Coronavirus Claims and/or Lawsuits?, April 7, 2020
Coronavirus Claims: Potential CBI Coverage and Quantum Issues, April 2, 2020
Commercial Property Insurance Coverage and Coronavirus, March 27, 2020
Check back for a schedule of our upcoming webinars addressing coronavirus and related topics.
Blog posts:
"California: Developments in COVID-19 Business Interruption Claims," by Alexandra Fernandez and Thomas D'Antonio, CAT-Law Navigator, April 17, 2020
"California at Forefront of Business Interruption Coverage Response to COVID-19," by Alexandra Fernandez and Thomas D'Antonio, CAT-Law Navigator, March 30, 2020
"TDI Extends Claims-Handling Prompt Payment Deadlines in Response to COVID-19," by Bennett Moss, CAT-Law Navigator, March 24, 2020
"State Bill for Coronavirus BI Coverage," by Seth Jackson and Jeffrey Gordon, CAT-Law Navigator, March 18, 2020